Credit Cards

Credit Cards. They can be a blessings or they can be a curse.

At one point I was having 4 credit cards in my wallet and at the worst of time, I neary maximised my credit in all the cards. I knew this was a problem. It was a real burden for me...even with the minimum payments...especially when my business was like almost dead.

So my wife steps in to take over the repayments for the cars and most of the daily expenses. This gave me room to try to clear the credit cards slowly. It has been over a year now. You know what? Tonight I put in the last cheque to clear my last credit card.

I have been there and I hope I don't have to go through it again. I hope not to misuse my credit cards anymore and will try to pay for things that I can afford only. I would need to remind myself that I would need to watch my spending all the time.

Here I would like to thank my GOD for an understanding wife and also for HIS provision. It is HIS grace that brounght me through this.